FineMark National Bank & Trust

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FineMark builds a strong foundation for clients with our Personal Banking Services. We take time to analyze your financial goals and then suggest banking solutions that best meet your needs and desires. We have a number of checking and deposit services to ensure convenience and ease for our banking clients.

Personal Banking

FineMark provides personalized banking services, tailored to
your goals, with convenient checking and deposit options.

Personal Banking

FineMark builds a strong foundation for clients with our Personal Banking Services. We take time to analyze your financial goals and then suggest banking solutions that best meet your needs and desires. We have a number of checking and deposit services to ensure convenience and ease for our banking clients.

In addition to our business banking, financial planning, investment, trust and estate planning resources, we offer a variety of banking and lending services that are as individual as you are.

FineMark also offers foreign currency ordering and exchange services, Medallion Signature Guarantee, and notary services.

*Exceptions apply. HSA debit cards are excluded from the rewards program.
CDARS® and ICS

IntraFi Network Deposits, is a program comprising a network of FDIC-insured banks that work together to help high-balance savers insure their deposits. Designed to help maximize FDIC coverage limits, the program allows individuals to establish certificate of deposit (CD) or money market accounts through multiple banks via a single local financial institution (such as FineMark).

How It Works: When you submit funds through FineMark using IntraFi Network Deposits, that deposit is divided into amounts below $250,000 (the standard FDIC insurance maximum) and placed in your choice of deposit accounts (e.g., money market or CD accounts) at other network banks.

To learn more about IntraFi Network Deposits, please speak with an associate. We’re always happy to help!

Certificates Of Deposit (CDs)

Certificates of Deposit (CDs) are savings accounts that hold a fixed amount of money for a specific length of time (e.g., six months, one year, or five years); in exchange, the issuing bank pays interest.

Checking Accounts

Our personal and business checking accounts offer banking convenience to fit your busy lifestyle. We offer services through mobile, in-person banking, or ATM.

Credit & Debit Cards with Rewards*

All aspects of your financial life need to work together to meet your unique needs. That’s why we offer a variety of payment card solutions (including credit and debit cards with rewards) that are as individual as you are.

To find the card option that’s right for you, please speak with an associate. We’re always happy to help!

*Business and HSA accounts excluded.

Health Savings Account (HSA)

Health Savings Accounts allow eligible individuals to set pre-tax money aside and use it to pay for qualified medical expenses (such as deductibles, co-pays, and co-insurance) when needed. Certain restrictions apply.

Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs) are tax-advantaged savings accounts that allow individuals to save for retirement. Unlike a regular savings account, an IRA allows you to grow your retirement savings while receiving certain tax advantages and/or deferments. Our IRA options include:

Traditional IRA — A tax-advantaged personal savings account where contributions may be tax deductible.
Roth IRA — A tax-advantaged personal savings account where contributions aren’t deductible but qualified distributions may be tax free.

IRAs are designed for long-term saving, therefore, certain restrictions, tax implications, and eligibility requirements may apply.

Money Market Accounts

Money Market Accounts are deposit accounts that pay interest based on current interest rates in the money market. These rates are typically higher than those earned on regular savings accounts. Additionally, MMAs offer certain benefits (such as debit cards and limited check writing) and are protected by the FDIC.

Safe Deposit Boxes

Our safe deposit boxes keep your valuables safe and secure. Whether you want to store important documents, family heirlooms, or other precious items, we have a box that’s right for you.

Savings Accounts

Our interest-bearing savings accounts can be accessed via mobile, in-person banking, ATM, electronic cash transfer, or direct deposit.

Banking Technology

Whether the goal is preventing fraud or simplifying your banking experience, FineMark is at the forefront of technology. Our professionals research the trends and employ the tools that allow you to bank conveniently and confidently—anywhere, anytime.

Remote Deposit Capture Mobile Check Deposit

Use the camera on your smartphone or tablet to quickly deposit checks directly into your account.

Banking & Lending Online Service Integration

Connect to these personal finance management tools via Direct Connect or Web Connect
connection methods.

Money Market Accounts Text and Email Alerts

Our alerts reduce the risk of debit and credit card fraud by instantly informing you of any unusual purchases or account balances.

Zelle

Zelle® is a fast, safe and easy way to send, request or receive money. Using an email address or U.S. mobile phone number.*

*Zelle and its related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

Access to over 55,000 surcharge-free ATMs

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presto logopresto logo

Most FineMark offices have an on-site ATM and are surcharge-free for clients. In addition, FineMark is a member of the Allpoint® and Presto!® Networks, providing more than 55,000 surcharge-free ATMs in the United States and around the world. Fees are waived at every ATM with the Allpoint or Presto! logo.

Allpoint gives clients access to thousands of ATMs throughout the country as well as various countries worldwide. To find an Allpoint ATM near your, visit www.allpointnetwork.com

Presto! ATMs are located in every Publix Supermarket® in the southeastern United States from Florida to Tennessee.

*Look for the Allpoint and Presto! logo to ensure your transaction will be surcharge-free. Not every retail location has an Allpoint surcharge-free ATM inside.

Interested in our Business Banking Services?

We have the tools to help you manage your business with convenience, speed and added security. Once we understand your needs and analyze your daily requirements, we’ll offer the appropriate banking, cash management and lending solutions to help you achieve your short and long-term goals.

To learn more, view our Business Banking Services here.