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FineMark believes in the practical application of fundamental analysis, diversification and risk management in building portfolio strategies that help each client meet their stated goals and objectives. We are client-centric and it is our mission to meet objectives, specific to the individual client. We build each investment solution with a clear understanding of our client’s needs, allowing us to focus on what’s most important, while keeping our clients on course to meet their long-term investment objectives.

investment principles

Risk Management

FineMark constructs portfolios so returns correspond with a given level of risk. We understand overall market risk potentially adds the greatest amount of uncertainty to a portfolio and can be mitigated by a long-term, well-diversified asset allocation strategy.

Asset Allocation

Our asset allocation strategies are sophisticated and tailored to fit your investment objective, risk tolerance and time horizon. We personalize your strategy by getting to know you and your financial goals. Our asset allocation strategies provide diversification and include appropriate investment vehicles that allow us to navigate through various market cycles.

Tax Efficiency

FineMark understands the benefits of a tax efficient portfolio and we make calculated investment decisions to maximize tax efficiency within your portfolio. We consider ways to defer, reduce and minimize taxes on our clients’ portfolios.

Tactical Decisions

FineMark incorporates tactical decisions into the investment process. Being highly aware of external market factors allows us to take advantage of favorable market conditions in a given area and proactively make adjustments to your portfolio structure when opportunities arise. We address these issues to enhance portfolio returns and reduce risk. We do not believe in holding static portfolio allocations, as both client investment objectives and market opportunities change.

Investment Approach

  • Long-term approach where the search for consistent growth companies and team collaboration are central parts of the investment process
  • Cohesive and experienced team actively engaged in all aspects of the investment management process
  • Professionals with overlapping areas of expertise, diversified backgrounds and ability to systematically analyze and debate the risks and potential rewards of every investment
  • Combination of disciplined, fundamentally-driven research and bottom-up analysis of individual companies and securities
  • Multiple sources of industry leading research
  • Alpha generation and capital preservation on a security-by-security basis

investment platform

FineMark National Bank & Trust offers a hybrid investment platform that provides access to outside managers as well as expert in house management of individual stocks and bonds. The Open Architecture Portfolio is non-proprietary and utilizes industry leading asset managers and alternative investment managers. An extensive due diligence process is performed on each investment manager before they are included on the FineMark Preferred List.

In addition to the Open Architecture portfolio, FineMark uses the experience and knowledge of our own investment professionals to build two equity portfolios: a Large Cap Dividend Portfolio and a Large Cap Core Portfolio. FineMark’s Asset Allocation and Model Portfolio Committee, comprised of seasoned investment professionals, manages these portfolios. The entire suite of investment options is available to our investment clients.

Open Architecture (Non-Proprietary)
  • Industry leading asset managers and alternative investment managers
  • Rigorous due diligence performed on each investment manager
  • Separately Managed Accounts (SMAs)
  • Unified Managed Accounts (UMAs)-consolidated multiple managers into one account to provide tax efficiency and simplified reporting
  • Non-Proprietary Mutual Funds

Internally Managed
  • Multiple sources of industry leading research
  • Portfolio Customization
  • Efficient trading capabilities
  • Direct Access to your private wealth advisor

Other Services

More Info
  • Exchange Traded Funds (ETFs) and active and passive Mutual Funds
  • Alternative Investment Strategies including: Activist Managers, Event Driven, Global Macro, Hedge Funds, Long/Short, Managed Futures, Private Equity
  • Online access to your investment accounts. Consolidated reporting on all of your accounts managed internally or externally.